Health Insurance Bulletins

New York Insurers Must Cover Same-Sex Spouses
Many same-sex couples have been concerned about their legal status since Proposition 8 passed in California. There has been some good news recently in New York for those wondering...

Digitizing Health Care
The New York Times recently featured an article about health information technology and the role that electronic medical records can play in patient care. This type of records system...

Personalized Medicine is Coming Soon
Medical experts believe that a person's genetic makeup determines whether a particular medication will be effective for them or not. According to the New York Times, most medications are...

More Companies Open - and Upgrade - On-Site Health Clinics
Many companies have already opened on-site health clinics as a way of managing the health of their employees. In many cases, these clinics also help the companies save money....

Americans Face Tough Choices Due To Rising Health Costs
Newsobserver.com reports that many Americans face tough choices due to rising health costs. Some must choose between health care and food, housing, transportation, and other expenses. Many choose...

Talking About Health Care
In response to Health &Human Services Secretary-designate Tom Daschle's call to action, Americans have started having conversations about health care and reform. According to the New York Times,...

Massachusetts Reform May Serve As Model For National Efforts
President-elect Obama and Senator Max Baucus both agree that Massachusetts serves as a good example to follow when reforming the health care system. Senator Baucus recently released a white...

Paying For Health Care Becoming Increasingly Difficult
A new study by The Center For Studying Health System Change shows that most families can ill afford to spend more than 2.5% of their income on health care expenses....

Help For the Uninsured
Those who suddenly find themselves without health insurance coverage may be wondering how they can get the care they need. While the uninsured face difficult challenges in obtaining care,...

Obama To Act Quickly on Health Reform
Yahoo News reports that President-Elect Obama is already starting to work on healthcare reform. Obama wants to move quickly in an effort to avoid the problems that plagued Clinton's...

 Feature Article

Eligibility for Medicaid

The most important worry every human being has is to be able to manage a healthy life. Nevertheless, medical care is really expensive, and not everybody can afford it. Therefore, Medicaid makes it possible for you to get healthy and stay healthy.

Medicaid is only available for low-income individuals and families. In order to be eligible for this insurance, the individuals need to be recognized by federal and state law. Medicaid does not pay you any money as an insured individual; instead, Medicaid sends the payments directly to your health providers. Some states may require you to pay a small part of the cost for some medical services.

Medicaid is a program administrated by the State; therefore, each state establishes its own guidelines pertaining to eligibility and services. Medicaid gives services to groups of people and within these groups, certain requirement must be met: age, handicaps (blindness, pregnancy), income and resources (real property, bank accounts, and any other item that can be sold for cash) and citizenship situation (whether you are a US citizen or a lawfully admitted immigrant). Moreover, special rules are set for people inhabiting nursing homes and for disabled children living at home.

Children are eligible even if you are not, and that eligibility depends on the child’s status. Once an individual has been classified as eligible for the insurance, coverage will be retroactive up to 3 months prior to application. It is important to note that Medicaid is not an insurance service made for all poor people, only for the designated eligible groups. When asking for coverage, state authorities will check on your assets and resources. Only if you are proved to authentically need the help for coverage, it will be approved. Remember, that coverage will stop in the moment the individual circumstances change, usually at the end of the month these changes take place.

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 Health Insurance News

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