Health Insurance Bulletins

Medicare Limits Coverage of Bariatric Surgery
Reuters/Yahoo News reports that Medicare will limit coverage of bariatric surgery to only the most dangerously overweight individuals. Although a study earlier this year showed that weight loss surgery...

Chronically Ill Fare Worse in U.S. Than Other Countries
A recent report from Reuters shows that Americans with chronic illnesses are more likely to experience problems obtaining treatment because of high costs that people with chronic illnesses living in...

Senator Baucus Moves Forward With Health Plan
Senator Baucus is not waiting for President-elect Obama to proceed with plans to reform the U.S. health care system. According to the New York Times, Baucus is moving forward...

US News &World Report Releases Best Health Plans
The US News &World Report recently released their list of America's Best Health Plans. This list has been divided according between commercial, Medicare, and Medicaid plans. There...

Hospitals Report Fewer Elective Procedures
Hospitals are reporting that they are seeing fewer patients for elective surgical procedures like knee replacements or bariatric surgery. According to the New York Times, this is probably because...

Americans Cut Health Insurance To Save Money
A recent survey shows that Americans are more likely to cut health insurance to save money now that our nation is in economic crisis. According to Plansponsor.com, lower income...

Voters Choose Obama
The results are in, and voters have chosen Barack Obama to be our next President. Exit polls show that health care was a factor in their decisionmaking process. According...

Save Money on Prescriptions
If you are looking to cut costs (and who isn't, in this economy?), check out these money-saving tips from About.com's Guide to COPD....

Obama and McCain Both Support Reimportation
The Kaiser Family Foundation reports that both Obama and McCain support the reimportation of prescription drugs from other countries, but underscore the need to establish drug safety measures. Obama...

ER Overcrowding Caused by Insured, Not Uninsured
A new study in the Journal of the American Medical Association proves once and for all that crowded emergency rooms are typically filled with insured patients, not the uninsured. ...

 Feature Article

Benefit Period

The benefit period has been defined by the website jhubbard.com, as “the period during which disability insurance benefits are paid.” It is imperative that you know that in spite of the fact that the length of the period vary greatly depending on the insured, the company and the policy, benefits payable until age 65 are always common for long-term policies. In contrast, those ones which are paid for twenty-six weeks are usually for short-term policies. The length is usually determined by the applicant, and it may range from 1 year to age 65, 67 or life. During this period, the insurance company may cover the direct insured person or the dependents of the benefits.

Nevertheless, it is fundamental to explain the whole process a little bit deeper in order for you to understand what it is and how this benefit period works. In the moment you suffer from injury of sickness, then, it is considered that the elimination period begins immediately. After this period is completed, the insured person initiates to receive a check at the end of each month. Thus, the maximum amount of months for which you are going to receive those checks constitute what is called the benefit period, as it name indicates. However, what happens once the last month is completed? Immediately, your benefits stop because it is the time when you return back to work in your occupation. Nonetheless, this is not always like that since some kinds of contracts stipulate that it also applies in case you return to another occupation from which you receive the same income.

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 Health Insurance News

 Health Insurance Updates

Insurance mandate and your health coverage - Examiner.com

GoHealth Insurance Partners With Online Health News Source ... - MarketWatch

Advocates fear children will lose health insurance - San Jose Mercury News

What Tennessee Is Doing About Health Insurance - Wall Street Journal

• 5 Myths on Our Sick Health-Care System 5 Myths on Our Sick ... - Washington Post

Deductibles march higher for employer-provided health insurance - Los Angeles Times

Schools give state health insurance high grades - Weymouth News

Health insurance coverage cuts a big swath in income for farmers ... - Great Falls Tribune

SCENARIOS-Daschle brings stature to US health debate - Reuters

Health-Care Revamp Has Wings - Wall Street Journal